Overall, ICT tools have a significant impact on students' academic performance and learning experiences, presenting both challenges and opportunities. ![]() However, excessive use of technology at school can lead to lower academic performance, emphasizing the need for policymakers to ensure that ICT usage does not interfere with students' learning process. Research indicates that the proper use of ICT tools can enhance academic achievement and productivity in higher education institutions, with incentives like certificates and awards encouraging students to engage more in research activities. On the other hand, the implementation of e-learning due to the COVID-19 pandemic has revolutionized education, offering opportunities for remote learning and access to a wide range of educational resources. Students in rural areas struggle with issues such as financial constraints in purchasing devices, poor network connectivity, and lack of internet access, hindering their academic progress. What is reactive policing?ĥ answers The impact faced by ICT students includes a range of challenges and benefits. Fintech, including e-Payment methods, has the potential to enhance financial literacy and inclusion among low-income households in India by providing accessible financial services and promoting responsible financial behavior. Contrary to some findings in the USA, research in Norway suggests that mobile payment users are less financially vulnerable, highlighting the need for further international studies on the consequences of digital financial services adoption. Additionally, the utilization of digital payment systems is influenced by financial literacy and social influence, impacting individuals' risk perceptions and decisions to use such services. ![]() However, despite the potential benefits of e-Banking services like saving time and effort, there remains a gap in awareness among youth regarding various forms of e-Banking, such as mobile, SMS, and phone banking. Studies indicate that higher financial literacy positively correlates with increased adoption of ePayment services, such as electronic money and mobile payment apps. 4 answers The widespread adoption of e-Payment methods has shown varying impacts on financial literacy rates among individuals and households.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |